What Does HSA/FSA Eligible Mean?
Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) let you pay for qualified health expenses with pre-tax dollars. That means you can save up to 40% compared to paying out of pocket.
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Lyv Health memberships and diagnostic testing are eligible expenses when paired with a Letter of Medical Necessity (LMN). With float, you don't need to worry about the paperwork: we handle the LMN and file your reimbursement claim for you.
How It Works
1. Purchase
Add any Lyv membership or service to your cart and check out like normal.
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Use any payment method — your personal card is fine.
2. Complete form
Answer a short health intake form.
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float will connect you with a licensed provider to review your case and issue a Letter of Medical Necessity (LMN) if appropriate.
3. We handle the paperwork
Receive your Letter of Medical Necessity (LMN) if appropriate - no doctor visit needed. Your letter is emailed to you and securely stored for claims.
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float files your reimbursement claim for you.
We prepare and submit all required paperwork. You just click once.​
4. Get reimbursed
Get reimbursed from your HSA or FSA—tax-free.
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If approved, you'll receive the full amount of your purchase back from your account. Because these funds are tax-free, it's like saving up to 40% on your order.
Your LMN stays valid for 12 months, so future purchases can be reimbursed too.
Elegible For HSA/FSA Reimbursement
Starter
365$Every yearTake charge of your health for $1/day (billed annually)Â- Comprehensive Blood Testing
- Personalized Health Plan
- 1:1 Health Consult
Core
695$Every yearAccelerate your health progress with biannual testing and health consultsÂ- Comprehensive Blood Testing (2x/year)
- Personalized Health Protocol
- 1:1 Clinician Sessions (2x/year)
- Retesting + refinement of protocol every 6 months
Pro
1,800$Every yearOptimize your health to perform at your peak with monthly health coaching and access to specialists across nutrition, fitness, functional health, and more. For just $150/month (billed annually)Â- Quarterly Comprehensive Blood Testing
- Personalized Health Protocol
- Quarterly 1:1 Clinician Sessions
- Retesting + refinement of protocol every quarter
- Monthly Health Coaching sessions
- Access to Specialists
- Concierge Support
Health Consult
75$ÂLearn how you can start feeling your best.Â- 1:1 Health Consult
FAQs
Can I use my HSA or FSA to pay for Lyv membership/services?
Yes, with float's help. Most Lyv services may qualify for HSA/FSA reimbursement when used to treat or alleviate a specific medical condition. float connects you with a licensed provider who can review your case and, if appropriate, issue a Letter of Medical Necessity (LMN) at no cost to you. Once you have an LMN, your purchase can be reimbursed through your FSA/HSA provider. If you'd like, float will complete your reimbursement at no extra cost.
What is a Letter of Medical Necessity (LMN)?
A Letter of Medical Necessity (LMN) is a signed statement from a healthcare provider confirming that a product is being used to treat or manage a specific health condition. Some HSA/FSA plans require an LMN in order to approve a reimbursement.
How does float work?
1. You purchase Lyv services as usual with any payment method.
2. After checkout, you'll see an option to request a free LMN through float.
3. Complete a short health questionnaire.
4. A float provider reviews your submission and, if approved, signs the LMN.
5. float then files your reimbursement automatically.
What is float?
What is float?
float is a platform that helps you unlock tax-free savings on health and wellness purchases. We make it effortless to get reimbursed using your HSA or FSA, even after you've paid out of pocket.
What if I don't have my HSA/FSA card?
No problem. Just pay as usual (credit card, debit, ApplePay, PayPal, etc.) and float helps you get reimbursed after the fact, directly back to your personal account.
What if I don't have enough funds in my HSA/FSA account?
You can still use float. If your account doesn't have enough to cover the full reimbursement, your provider may reimburse a partial amount based on your available balance.
How much can I save?
Every dollar you reimburse with pre-tax HSA/FSA funds saves you up to 40%, depending on your income tax bracket. It's one of the most powerful ways to make your health purchases go further.
Can I use float for a past Lyv purchase?
You can only apply your HSA/FSA funds to Lyv purchases beginning on or after the date of your Letter of Medical Necessity.
Can I get a Letter of Medical Necessity from my own doctor?
Yes. If you already have an LMN from your provider, you can still submit it to your HSA/FSA administrator yourself. But float makes it easier - our providers review your case and we file the paperwork for you, automatically.